The clocks have gone back, the first frost has been, and I’m finding it harder to get up in the mornings.  In fact, as I’m writing this, it’s proper pissing it down with rain.  It’s 11am and it’s so dull out I’ve got all the lamps on.  I need to get to the gym to…

Have you ever thought about what the next 5 years holds?  Or what you would like to achieve?  It doesn’t matter what age you are, it’s sensible to have a 5 year plan. Around 2009 I realised I needed to start planning for the future.  My temporary job with the council went permanent and I…